Payment Policy

At Vertical Addiction, we want your shopping experience to be as smooth and flexible as possible. Below you’ll find details about the payment methods we accept in-store and online, as well as information about our financing options.

In-Store Payment Methods

We accept the following payment methods at our retail store:

• - Cash
• - Debit cards
• - Visa
• - Mastercard
• - American Express

Online Payment Methods

When shopping at Vertical-Addiction.com, your payments are processed securely through Lightspeed Payments, Paypal or Stripe. You can pay using:

• - Credit cards (Visa, Mastercard, American Express)
• - Apple Pay
• - Google Pay

⚠️ For your security, Vertical Addiction does not store or have access to your personal or financial information.

Refunds

If a refund is issued withing 10 days, it will be refunded to the same payment method used for the original purchase. After 10 days, we will issue a store credit for the amount refunded.

Purchase Financing with Financeit

For purchases over $1,000, you may qualify for 0% interest financing for up to 12 months through Financeit.

• - 0% interest over 12 months for eligible purchases of $1,000 or more.
• - No penalty for paying off your loan early.
• - Financing is subject to credit approval.

Who is Financeit?

Financeit is a Canadian company providing simple, secure, and flexible financing solutions to over 8,000 businesses across the country. With Financeit, you can spread out the cost of your larger purchases with affordable monthly payments.

Why Choose Financeit?

• - Flexible payments: Choose weekly, bi-weekly, or monthly installments. You can also change your terms anytime. Loans are completely open, so you can pay off the balance early without penalty (within your selected term).
• - Competitive rates: Interest rates typically range between 8.99% and 14.99%* depending on the loan amount, your credit profile, and the type of purchase. Rates are competitive with most credit cards, and Financeit never charges backdated interest. (Rates vary under credit approval.)
• - Transparent terms: No hidden fees or surprise charges. For residents of Quebec, there are no customer fees.
• - Customer support: Receive payment reminders by email. Financeit also offers bilingual service by phone or email.
• - Fast & secure: Apply in minutes and get instant credit approval results. Financeit uses industry-leading encryption to protect your information. Please note: Vertical Addiction never has access to your personal or financial details.